23 Jul 16:03
12 hours ago
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voicefromthepoor:

steveurkel1018:

but poor people are the problem right? smh

I should let everyone know, since it seems to be a thing not many know, that it actually is possible to refuse overdraft “protection”, at least with Capital One, and to have it taken off, as I did with Teachers Federal Credit Union and New York Community Bank.

I should warn you, they will try to persuade you to stay on with statements like “what if you need it for your rent?” Refuse it. Adamantly. Drive the point home that “no, I want my card to decline when there is more in my purchase than my bank account”.

Don’t get screwed by the fancy talk. Or the term “overdraft protection”. It is about as much protection as the FINE (for breaking the law making health insurance mandatory) Obamacare has for people who are too “rich” for Medicaid whose employers don’t give healthcare and for whom other bills are far too much to buy one of the exorbitant “low-cost” options is a tax.

23 Jul 15:53
12 hours ago
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♥ 4 notes

"Why isn’t everyone talking about [insert thing that everyone already finished talking about like two years ago]."

23 Jul 15:47
12 hours ago
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nivalingreenhow:

when McGonagall finds out that Ginny is pregnant, and that the Weasley and Potter bloodlines will converge, she marks on her calender the day the child will turn 11 and that is the day she retires 

Alright I’m still trying to wrap my head around how I felt about the new episode of TWDG

and it’s not that I didn’t like it. Because I did. It was intense and had some really good moments. But… IDK. It wasn’t my favorite.

22 Jul 10:58
1 day ago
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♥ 420,427 notes
  
We’re adults, but, like…adult cats. Someone should probably take care of us, but we can sort of make it on our own.

my roommate, on the question “are we adults” (via hawkatte)

Again.

(via the-smitten-kitten)

A flawless description of being in your twenties

(via nodaybuttodaytodefygravity)

21 Jul 21:41
2 days ago
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I’m nervous for the next episode of TWDG tomorrow /:

21 Jul 21:40
2 days ago
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ryuukensu:

Pretty sure this is some sort of astronomical phenomenon 

21 Jul 21:38
2 days ago
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I’m kind of looking forward to the levels of shit and rage that are likely to come from sdcc. 

I’m going to need up to date coverage from everyone going ok?

If I changed my url and my icon how long do you think it’d take you guys to figure out who I was?