but poor people are the problem right? smh
I should let everyone know, since it seems to be a thing not many know, that it actually is possible to refuse overdraft “protection”, at least with Capital One, and to have it taken off, as I did with Teachers Federal Credit Union and New York Community Bank.
I should warn you, they will try to persuade you to stay on with statements like “what if you need it for your rent?” Refuse it. Adamantly. Drive the point home that “no, I want my card to decline when there is more in my purchase than my bank account”.
Don’t get screwed by the fancy talk. Or the term “overdraft protection”. It is about as much protection as the FINE (for breaking the law making health insurance mandatory) Obamacare has for people who are too “rich” for Medicaid whose employers don’t give healthcare and for whom other bills are far too much to buy one of the exorbitant “low-cost” options is a tax.
"Why isn’t everyone talking about [insert thing that everyone already finished talking about like two years ago]."
Alright I’m still trying to wrap my head around how I felt about the new episode of TWDG
and it’s not that I didn’t like it. Because I did. It was intense and had some really good moments. But… IDK. It wasn’t my favorite.
my roommate, on the question “are we adults” (via hawkatte)
A flawless description of being in your twenties
I’m nervous for the next episode of TWDG tomorrow /:
I’m kind of looking forward to the levels of shit and rage that are likely to come from sdcc.
I’m going to need up to date coverage from everyone going ok?
If I changed my url and my icon how long do you think it’d take you guys to figure out who I was?